Timios Privacy Policy

Timios Holdings Corp. and its subsidiaries (collectively referred to as “Timios”) respect the privacy and security of your non-public personal information and protecting your personal information a top priority for Timios. This notice will explain the ways in which we may collect and use personal information, received from you and from other sources, under the Timios Holdings Corp. Privacy Policy.

 

WHAT KINDS OF PERSONAL INFORMATION COLLECTED


Depending on the services you use, the types of information we collect from you, your lender, attorney, real estate broker, public records or from other sources include:

• Information received from you on applications or other forms, such as your name, address, social security number, tax id number, asset information and income information.
• Information received from you through our internet websites, such as your name, address, social security number, tax id number, asset information and income information.
• Information about your specific transaction, including information about the real property you bought, refinanced or sold, such as address, cost, existing liens, easement, other title information and deeds.
• Information from closing, escrow, settlement or mortgage lending services or mortgage loan servicing, such as social security number, as well as third party information including property appraisals, credit reports, loan applications, surveys, property tax information, escrow balances, account balances, payment history and credit card information.
• Information received from consumer or other reporting agencies and publicly recorded documents.

 

DISCLOSURE AND USE OF PERSONAL INFORMATION

We may provide your personal information, (excluding information we receive from consumer or other credit reporting agencies), to various individuals and or companies, as permitted by law, without obtaining your prior authorization, to provide you with the services, products and insurance that you, your attorney, your lender or real estate broker requested.

 

DISCLOSURE MAY INCLUDE, WITHOUT LIMITATION, THE FOLLOWING:


• We disclose this information to any affiliates, unrelated companies, insurance agents, brokers, government agencies, law enforcement agencies, as permitted by law, to carry out and service your transaction.
• We disclose this information to insurance agents, brokers, representatives or others to provide you with services you requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure in connection with an insurance transaction.
• We disclose this information to third party contractors or other service providers for determining your eligibility for an insurance benefit or payment and/or providing you with services you have requested.
• We disclose this information to lenders, lien holders, judgment creditors, or other parties claiming an encumbrance or an interest in title whose claim or interest must be determined, settled, paid or released prior to a title or escrow closing.
• We disclose this information to others we believe, in good faith, that such disclosure is reasonably necessary to comply with any laws, or to comply with judicial proceedings, court orders or legal process.

 

PROTECTION, SECURITY AND CONFIDENTTIALITY OF PERSONAL INFORMATION


We maintain administrative, physical, electronic and procedural safeguards that comply with Federal Regulations to guard your personal information. We reinforce our privacy policy with our employees, contractors and third party service providers who need to know that information to provide products and services requested by you.

 

ACCESS, CORRECTION, AMENDMENT OR DELETION OF PERSONAL INFORMATION


As required by applicable law, we will provide you the right to access your personal information, under certain circumstances to find out to whom your personal information has been disclosed and request correction or deletion of your personal information. HOWEVER, Timios’ current policy is to maintain customer’s personal information for no less than your state’s required record retention requirements.

 

Cookies


Our website includes but does not require the use of “cookies” (small data files associated with your preferred browser and stored on your computing device) on to help enhance your experience.

 

For your protection all requests must be made in writing with your notarized signature, to establish identity. Where permitted by law, we may charge a reasonable fee to cover costs incurred in responding to such requests. Please send requests to:

Timios Holdings Corp.
Attn: Tim Splane
5716 Corsa Ave., #102
Westlake Village, CA 91362

 

This Privacy Policy may be amended from time to time to conform to applicable privacy laws. When it is amended, we will post a notice of the changes on our website.