FAQs

What is “TIMIOS”?
“Timios” is the Greek word meaning “Honest.” As the new name in mortgage and real estate services, we strive to build a reputation as a customer service oriented company whose priority is honesty and integrity. It is our goal at Timios to provide excellent service and to grow along with your company.

Why should I use Timios?
Timios is a streamlined operation, offering title, appraisal and default solutions with a single point of contact. We are resourceful and flexible and can immediately adapt to your individual needs.

How do I place my order?
If you work for a Lender you can likely submit your order directly from your LOS. Current integrations include Encompass, Closing Insight and more. Buyers, Borrowers, Sellers, or Agents, please email sales@timios.com or call 877-8-TIMIOS and we will get your order processed right way.

How would I access my orders?
Timios offers online access to your files, 24 hours a day, 7 days a week. You will be able to view documents, notes, check file status and post messages to our staff at any time.

Title & Escrow Questions

What is title insurance exactly?
Title insurance is indemnity insurance against defects in title to real property and from the invalidity or unenforceability of mortgage liens. Title insurance is sold in the U.S. as a result of deficiencies in the land records. There are many types of title insurance policies; however, the two most common are the standard Lenders’ Policy and Owners’ Policy.

How do I obtain clear title in order to close?
At Timios you will have one point of contact: a closing specialist. Your closing specialist will review the title report on the subject property once it is prepared and take the necessary steps to clear any “clouds” shown. Common “clouds” include issues with vesting, old liens that have been paid, existing mortgages for which demands need to be ordered and tax issues.

Closing Questions

Closing Questions
Timios allows you to request signing appointments via our website, e-mail or over the phone. Once your request is received we will confirm the appointment with your borrower within three hours.

The Timios family of companies is a “one stop shop” for your mortgage and real estate needs providing Title and Settlement Services, Default Services and Appraisal Management.